Many people file for a Chapter 7 bankruptcy to prevent legal actions from creditors. If you are currently facing a future wage garnishment or your earnings are already being garnished, filing for bankruptcy can provide you with temporary relief. To understand how bankruptcy helps you, it is important to know what the filing does and what happens with the garnishment.
What Happens When You File?
After you file a Chapter 7 bankruptcy, several things happen.
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Car accidents can be very traumatic events. Whether or not you sustain serious injuries from an accident, you will likely incur a lot of debt from medical bills and car repair shops. If someone else caused the accident, you shouldn't have to pay for the damage that they caused. Unfortunately, not everyone is willing to take responsibility for their mistakes. If that happens to you, you can file a personal injury lawsuit against them—but keep in mind that various factors can impact it.
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If you were injured in a car accident and the other driver has no insurance, it may be more difficult for you to recover damages, such as for your car and your medical expenses if you were injured. Below are two things you should do in a case like this.
Uninsured Motorist Coverage
Contact your insurance company to see if you have uninsured motorist coverage. If so, your insurance company will pay for any injuries you may have from the accident, as well as injuries to any passengers that may have been with you in your vehicle.
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What do you do if the law doesn't take action to right a wrong that's been done to you? If the police or prosecutor's office won't or can't take action after you've been injured or abused in some way, consider turning to civil court instead.
What's the difference between criminal and civil charges?
A criminal charge is handed down when someone commits an offense that's considered to be harmful to society in general.
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If you have a child with special needs, including him or her in your estate planning is crucial. Some of your financial decisions for your child could potentially impact the benefits he or she receives in the future. If you are concerned with maintaining your child's eligibility for benefits and ensuring that he or she is financially cared when you die, here is what you need to know.
How Does Your Planning Impact Your Child's Benefits?
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